Our clients specialize in basic and applied research and development (for profit and not-for-profit organizations), software development, hardware manufacturing, real estate holding and development, medical products manufacturing, nanotechnology, semiconductor manufacturing/fabrication, biotechnology, pharmaceutical manufacturing/distribution, as well as other similar “new economy” type industries.
We provide the following industry-specific services:
- Review of contractual agreements including insurance clauses associated with bid specifications, indemnification and hold harmless agreements, performance guarantee clauses, sponsor agreements, technology transfer/licensing agreements, human clinical trials, employee service arrangements, and merger/acquisition documents.
- Loss Prevention and claim cost containment programs
- Disaster Recovery Planning
- Pre- and Post-accident Investigation Programs
- Supervisory Safety Training and Development of Formal Safety Programs
- Driver Training Programs
- Fleet Maintenance Programs
- Loss Control Inspections
- Return to Work Programs
- HR-related services including:
- Reviewing and developing policies/procedures
- Environmental, safety and OSHA compliance
- Employee handbook assistance
- Benchmarking Studies/Industry Data
- 24-hour claim service
We provide the following insurance coverage to our technology and life science clients:
- Research and Development Property (including coverage for research animals, vivarium, cells/cultures, and the cost to replicate lost research)
- Business Income Coverage (including loss of R&D income/grant funding)
- Equipment Breakdown
- Commercial General Liability (including Product Liability)
- Clinical Trials Insurance (including Human Clinical Trials)
- Healthcare Professional Liability/Medical Malpractice
- Abuse and Molestation Liability
- Intellectual Property Coverage
- Patent/Trademark/Copyright Infringement Coverage
- Environmental Impairment/Pollution Liability Coverage
- Cyber Liability (privacy/electronic data/HIPAA)
- Miscellaneous Professional/Errors and Omissions Liability
- International Coverage (including Foreign General Liability, Property, Automobile, Workers Compensation, Kidnap and Ransom, Accidental Death)
- Directors and Officers Liability
- Employment Practices Liability
- Fiduciary Liability
- Crime/Fidelity
- Product Recall Coverage
- Commercial Automobile (including Hired and Non-Owned Auto Liability)
- Employee Benefits Liability
- Umbrella/Excess Liability
- Employed Lawyers Professional Liability
- Unmanned Aerial Vehicle/Drone Coverage
- Aircraft/Watercraft Insurance
- Workers Compensation and Employers Liability